What your cash looks like. What breaks. What to do this week.
XPlor connects to your accounting software and bank, builds a 13-week cash forecast you can interrogate line by line, and flags what needs attention. Every number is deterministic and auditable — the AI explains, it never guesses.
Your books report the past. Cash problems live in the future.
Accounting software looks backward.QuickBooks and Zoho tell you what happened last month. The decision you're facing is about the next thirteen weeks.
A fractional CFO costs $5,000–$15,000 a month.And builds the 13-week forecast you need once a quarter, in a spreadsheet.
Most AI finance tools can't show their work.A forecast you can't audit is a guess with a chart.
AI can estimate your cash. XPlor can prove it.
Every number traces to the invoices, bills, and bank transactions that produced it.
How it works
Connect
Zoho Books and your bank accounts. Read-only. Minutes.
Forecast
A 13-week cash forecast built from your actual AR, AP, recurring payments, and balances. Cash basis, always.
Interrogate
Click any number and see exactly which invoices, bills, and patterns produced it. No black box.
Act
XPlor flags late receivables, duplicate obligations, and the weeks where cash gets tight.
We publish what's real.
If it's on the left, it works today. If it's on the right, it's on the roadmap — and we'll tell you when it ships.
Working today
- Live cash position
- 13-week cash forecast
- Drill-through to every transaction
- AR and AP schedules
- Recurring payment detection and approval
- Duplicate-obligation reconciliation
- Zoho Books + bank feeds
In development
- Monday briefing with week-over-week diffin progress now
- Liquidity alerts and buffer policy
- Scenario planning
- Assumption tracking
- QuickBooks Online
One plan. Founding rate, locked for life.
A fractional CFO builds this forecast once a quarter for $5,000–$15,000 a month. A chat tool estimates it for $95. XPlor maintains it every week, measured against what actually happened.
Founding rate — locked for as long as you stay. We will always tell you before anything about your plan changes.
Request early accessEarly access is invitation-based today — no card, no contract, cancel anytime. Self-serve trial is on the roadmap.
What the rate covers
- 13-week cash forecast, rebuilt from your books continuously
- Drill-through from any number to the invoices and bills behind it
- AR and AP schedules, recurring-payment detection, duplicate reconciliation
- Forecast accuracy measured against actuals every Monday
- Monday briefing and liquidity alerts as they ship — included, not upsold
- Hands-on onboarding with the founder
Early access
XPlor is in early access with a small group of $1M–$25M businesses. Founding partners get hands-on onboarding, direct input on the roadmap, and the founding rate locked for life.
Read-only access to your books. No card required to apply.
Your next Monday could start with answers.
A small number of design-partner seats are open.